No Interest if Paid in Full within 12 Months ** – Interest will
be charged to your account from the purchase date at the regular APR if the purchase
balance is not paid in full within the promotional period or if you make a late
payment. Popular choice for customers wanting the option to aviod interest charges.
- Provides the consumer a no interest option if paid off prior to the promotional
- Provides an avenue for a fixed monthly payment with the option of all interest being
waived if the balance is paid in full prior to the promotional period expiring
- Provides the consumer an option to continue making payments after the promotional
period ends in case of unforeseen situations that cause the balance not to be paid
Reduced rate ***with regular monthly payments - Popular choice
for customers wanting to pay for their purchase over a longer time period than offered
by other promotions.
- Interest rate does not increase on the original purchase as long as the account
- Payment does not increase on the original amount financed as long as the account
- Excellent choice for large purchases
- No pre-payment penalty